Consumers buy more with Octifi

Get customers who spend more and buy more often

Beta open: request for access


Pay how you want,

when you want.

4 Interest free instalments

Octifi provides flexibility to pay with cards or convenient pay-later options or a combination tailored to your needs!

Learn more

Download Merchant App

How Octifi Works

  1. 1

    At the time of checkout

    Choose 4 interest free instalments

  2. 2

    Verify your identity

    Scan your documents using our App or use SGVerify

  3. 3

    Scan your Credit Card or Debit Card

    Your card will be charged every 2 weeks with 0% interest.

  4. 4

    Purchase complete

    Electronic confirmation will be sent to both customer and merchant

  5. 5

    After Payment

    Merchant gets instant payment


Post purchase


For merchants

We assume all customer credit risk with instant payment in your bank account.

For consumers

We offer extra 30 days to pay on your existing credit/debit card.

Our Key Features

Upfront Payment

You always get paid upfront and in full with any Octifi payment option.

Seller's protection

We assume all credit risk, so you can focus on running a successful business.

Fraud Prevention

We do advanced machine learning models to detect and actively prevent fraud.


Our dedicated support makes interacting with us hassle-free and efficient.


Build your next-level business

Octifi is built for SME's to increase their sales.

Beta open: request for access