Delight your customers with  OctiFi Pay Later 

Customer instalment plans at your fingertips. Anytime. Anywhere.


increase in average order value.


increase in sales conversion.

What is Pay-Later ?

Pay later lets your customers pay over time in 3 easy zero interest instalments.

More buying power to customers increase your sales.

Our Key Features

Incremental Sales

Offer customers instant buying power means no lost sales to customers on a tighter budget.

Customer Loyalty

Our merchants are getting bigger orders and higher repeat purchases.

Online leads

Get listed in our merchant directory and gain new traffic from our exclusive promotional campaigns.

Seller Protection We pay you up-front and take on all credit-risk, so you can always have peace of mind.

Designed for merchants, online or instore

Let customers scan a QR Code or send a payment-link to remote customers.

Browse below to find out more »

What makes us different?

Our innovative technology allows you to use OctiFi right away with zero upfront cost. Sign up now and try OctiFi totally free.

“With OctiFi, we are able to provide flexible payment options to our loyal customers. This also gives us an edge over our competitors. Amidst the pandemic, a lot of people are forced to spend from their savings and are trying to manage their finances. This is where OctiFi comes in.”
Sales Manager of Airple Construction
“We want to make the checkout experience better for all of our customers by offering them an instalment plan that is easy to use right from their mobile phone. We are excited to offer a buy-now-pay-later solution that is attracting a new base of young customers to EVISU .”
David Pun

How to register with us?

It is quite simple!

A smart phone is all your need to get started with OctiFi.

We are growing our network with hundreds of merchants.

Build your next-level business

OctiFi is built for SMEs to increase their sales.

Business need customers that spend more and buy more often.

Our vision is to provide easy access to credit to your customers thereby making you successful.

Download OctiFi Biz App

Available on both Android and IOS

Our partners