Singapore's First
Pay Later Card
is here

Pay over 3 instalments. No interest. No hidden fees.
Shop responsibly and be rewarded with the largest credit available in the market.

True Innovation in finance

Deposit $100,
Spend 3x more
Pay in 3 parts.

Enjoy true credit by paying in 3 parts over 3 months for NO EXTRA charges for all your transactions.

Get Approval in 60s

Why wait when you can apply and know your credit limit within a minute.

Quick approval

No Joining Fee

Yes you read that right!
No joining fee, no annual charges for early users!

Spend at this merchants

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OctiFi Paylater card is accepted at select good merchants across the country with exciting promotions and offers!

Ready to give OctiFi a try?

Make your purchase today and start enjoying what you’ve ordered right away.

Download OctiFi App

Available on both Android and IOS