We make commerce more affordable in a platform designed to serve the ones who benefit the most from responsible access to credit.
150 Beach Road, The Gateway West, Level 35, Singapore 189720
IF YOU ARE UNWILLING TO BE BOUND BY THESE TERMS, DO NOT ACCESS OR USE OUR SERVICES.
Furthermore, with respect to any Mobile Application accessed through or downloaded from an App Store such as Google Play® store or the Apple® App Store® (an “App Store Sourced Application”), you will only use the App Store Sourced Application: (1) on a product that runs the operating system for which it was intended and (2) as permitted by the “Usage Rules” set forth in the corresponding App Store.
Without our prior written consent, you may not:
Use any automated means to access the Services or collect any information from the Services (including, without limitation, robots, spiders, scripts, or other automatic devices or programs);
Engage in the practices of “scraping”, or any other activity with the purpose of obtaining content or other information;
Use the Services in any manner that violates applicable law or that could alter, damage, disable, overburden, or impair the Services or interfere with any other party’s use and enjoyment of the Services; or
Access, use, or monitor our Services for benchmarking or any direct competitive purposes.
Sub-license your rights to access and use the Services.
Parts of the Services may be accessed only by registering for an account and creating a password. Keep your password secure. You are responsible for the activities on your account. You represent, warrant, and agree that no materials of any kind submitted through your account or otherwise posted or shared by you through the Services will violate or infringe upon the rights of any third party, including, without limitation, any copyright, trademark, patent, privacy, publicity, or other personal or intellectual property rights; or contain libellous, defamatory, or otherwise unlawful material. You will notify us promptly if you discover any unauthorised use of your account. We are not responsible for any losses resulting from unauthorised use of your account.
In addition, you agree not to use the Services to:
Except where authorised by us, register for more than one User account, or register or operate a User account on behalf of or for the benefit of any person who is not eligible to register for or operate a User account in their own name;
Impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age, or your affiliation with or authority to act on behalf of any person or entity;
Upload, post, transmit, share, store, or otherwise make publicly available through the Services any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, and credit card numbers, unless expressly authorised to do so by that third party;
Upload, post, transmit, share, or otherwise make available any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of the Services; or Use or attempt to use another account without authorisation from that person, or create a false identity through the Services.
We are the owner or the licensee of the copyright and all other Intellectual Property Rights subsisting in our Website and the Mobile Application. Nothing herein or otherwise shall be construed as an assignment or transfer of our rights in the Intellectual Property Rights subsisting in our Services and its content. All our rights are fully and expressly reserved.
For the avoidance of doubt, “Intellectual Property Rights” mean any copyright, rights in software, rights in databases, patents and rights in inventions, trade marks, rights in domain names, designs, know-how, trade secrets and other rights in confidential information, in each case whether registered or unregistered including applications for registration and the right to apply for registration for any of the rights listed above that are capable of being registered anywhere in the world, and all other rights having equivalent or similar effect anywhere in the world.
You must not use any part of the materials on our Website or the Mobile Application for commercial purposes without obtaining a licence to do so from us or our licensors.
The content available on our Website may not be reproduced, distributed, transmitted, published, displayed, broadcast, stored, adapted, licensed, altered, hyperlinked or otherwise used in any manner or by any means without our prior written consent. You may not, without our prior written consent, insert a hyperlink to our Website (or any part thereof) on any other website or “mirror” or frame any content available on our Website on any other server or website.
No license or right is granted to you, and your access or use of our Services, should not be construed as granting, by implication, estoppel or otherwise, any license or right to use the trademarks, trade names or logos appearing on our Website or Mobile Application.
In connection with your use of the OctiFi Services, you agree not to do any of the following:
We reserve the right to change any and all content within the Services and any service offered through the Services at any time without notice.
THE OCTIFI SERVICES ARE PROVIDED “AS IS” AND OCTIFI AND ITS AFFILIATES MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, WHETHER EXPRESS, IMPLIED OR STATUTORY, WITH RESPECT TO YOUR USE OF THE OCTIFI SERVICES. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OCTIFI DISCLAIMS ALL WARRANTIES, TERMS AND CONDITIONS, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Under no circumstances will we be responsible for any loss or damage, including any loss or damage to any user data, financial damages, lost profits, loss of business, or personal injury or death, resulting from anyone’s use of the Services.
We do not guarantee the continuous, uninterrupted, error-free or secure use of any part of the OctiFi Services. Use of the OctiFi Services may be interrupted due to events outside OctiFi’s reasonable control, such as delays in the banking system or credit card networks. We will use commercially reasonable efforts to process payments in a timely manner, but we make no representations or warranties regarding the time it takes to complete any transaction. We may discontinue the Services or any goods or services available through the Services at any time and for any reason.
We do not approve or control any third party website or application and we are not responsible or in any way liable for their content. If you use such websites or applications from third parties, the terms and conditions for those websites or applications will apply to you.
PLEASE PRINT A COPY OF THIS AGREEMENT FOR YOUR RECORDS AND PLEASE CHECK BACK FREQUENTLY FOR ANY CHANGES TO THIS AGREEMENT.